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Our Team

Parmesh Chandra

With over 30 years of experience in the Banking and Finance industry, both in New Zealand and overseas, I bring a wealth of knowledge and expertise to the home lending space. Having worked with major banks such as ANZ and ASB, I have gained invaluable industry insights that allow me to provide tailored financial solutions and strategic guidance.

Holding a Diploma in Banking, a Bachelor’s Degree in Accounting and Banking & Finance, and a New Zealand Certificate in Financial Services (Level 5 Residential Property Lending & Investment), I specialize in home lending and property finance. Whether you’re purchasing your first home, investing in residential property, securing bridging finance, refinancing from another bank, or building your dream home, I am committed to ensuring a seamless and stress-free experience for you and your family.

Throughout my career, I have held diverse roles across the banking sector, establishing a strong foundation that enables me to deliver exceptional customer service. My passion lies in helping individuals and families navigate the complexities of home financing with confidence. Over the years, I have cultivated valuable relationships with solicitors, accountants, and real estate agents—building a network that provides added support to my clients throughout their property journey.

I believe in making the lending process simple and accessible. Available seven days a week, I offer flexible meeting options—whether in person or online—at a time and place that suits you. My priority is to address all your questions, provide expert advice, and secure the best possible financial solution for your home-buying needs and Build a Future for you and your Family.

Beyond my professional commitments, I am an outdoor enthusiast with a passion for sports and a dedicated All Blacks supporter. I enjoy spending time in nature—whether gardening, relaxing at the beach, or out on the water kayaking or fishing.

Parmesh Chandra

Financial Adviser/Director

Swaran Katal

Navigating the mortgage process shouldn’t feel overwhelming—it should feel empowering.

With 17+ years of experience in digital marketing across New Zealand’s corporate sector, I’ve mastered the art of identifying tailored solutions that deliver measurable results. Now, I channel that same strategic insight into mortgage advising, helping clients secure the right home loan with clarity and confidence.

My mission is simple: to provide a seamless, stress-free lending experience built on trust, integrity, and transparency. Having personally experienced the complexities of home financing, I understand the value of an adviser who truly listens. I don’t just process loans—I take the time to educate, guide, and advocate for you, ensuring your needs always come first.

Whether you’re a first-home buyer, investor, or refinancing, I leverage my deep market knowledge and strong lender relationships to negotiate competitive rates, simplify paperwork, and find solutions aligned with your financial goals.

Let’s turn your homeownership journey into a smooth, well-informed success—because you deserve an adviser who goes above and beyond to help you reach your financial Goals!

Swaran Katal

Financial Adviser/Director

Mega Finance - Our Team 1

With over 25 years of experience in the banking and finance industry — both in New Zealand and overseas — I’ve had the privilege of working with clients across a broad range of areas, including lending, legacy planning, investment advisory, and asset backed structured finance. My career in private banking has taken me through some of the world’s leading financial institutions, including Credit Suisse, BNP Paribas Hong Kong, ANZ and the Bank of Singapore .

Throughout these years, I’ve always believed that finance is ultimately about people — understanding their goals, listening to their challenges, and providing tailored strategies that truly make a difference. Whether helping business owners grow their enterprises, supporting families in building their legacy, or guiding investors in managing their portfolios, my approach has always been relationship-driven, transparent, and focused on long-term success.

As I now step into the mortgage broking profession, I’m excited to combine my experience and passion to help individuals and families find the right lending solutions — whether they’re buying their first home, investing, or restructuring their finances for the future.

Outside of work, I’m an active person who enjoys spending time outdoors. You’ll often find me playing tennis, cycling through scenic routes, or exploring new hiking trails. These activities keep me balanced and remind me of the value of focus, perseverance, and enjoying the journey — principles that I bring into my professional life as well.

Arnold Chan

Business Development Manager

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