Welcome to Mega Finance
Journey to your
new home start here
Get in Touch
Get in Touch
About us
Mega Finance
At Mega Finance, we understand that purchasing a home is one of the most significant decisions you’ll ever make. That’s why we’re committed to providing exceptional mortgage solutions tailored to your unique needs. With years of experience in the industry, our team of experts — including your trusted financial adviser Auckland, mortgage broker Auckland, and financial adviser Hamilton — is dedicated to helping you navigate the complex world of home financing with ease. At Mega Finance, we’re not just in the business of financing homes; we’re in the business of fulfilling dreams. Contact us today to learn more about how we can help you achieve your home ownership goals.
What we do
Guiding You to Your New Home
Mega Finance make purchasing your new home really simple.
Become your own Landlord, gain advice for Buy to Let mortgages.
Find it hard to obtain life insurance? we can take all of the hassle away from this process.
As a firm we specialise in finding the best home insurance policy for each of our clients.
Services
Guiding Your Home Journey with Trust and Expertise
With a commitment to trust and expertise, our dedicated team provides personalized guidance tailored to your unique needs and goals. From finding the perfect loan to securing your dream home, you can rely on us to be by your side every step of the way. With Mega Finance, your home journey is guided with confidence and peace of mind.
Why Choose Us
Guiding You with Trust, Expertise, and Support
At Mega Finance, we trust every financial journey deserves expert guidance, honest communication, and solutions tailored to life goals. With years of experience and a strong network of lenders, we confidently commit to the simpler solution of complex financial decisions, always with your interests in mind.
We break down the fine print and make sure you fully understand your options at every step. No hidden agendas— just sincere, direct conversations so you feel comfortable making choices.
Your satisfaction is really at the core of what we do. Whether you are buying your first home or refinancing, we want to get you solutions that truly work.
We really work hard to secure the most competitive rates and flexible lending options from top banks and lenders that helps you to get more value from your investment.
Our support doesn’t end once your loan is approved. We stay with you—answering questions, offering advice, and helping you adapt as your financial needs evolve.
Process involved in house buying Journey
Before you get the keys of your new nest, a wide array of processes is conducted. If you have no idea of buying processes, seek our assistance as we can convert complex buying easier for you.
1. Preparing to Buy a House
The first thing you need to do is to assess the financial situation, including income, expenditures, and saved money. Understanding your financial situation will give you a direction in establishing your borrowing capacity and ability to join the property market.
2. Applying for a Home Loan
Get in touch with a trusted mortgage adviser to discuss suitable loan products. They'll take you through the application process to meet lender requirements.
3. What is a Pre-Approval
A pre-approval is a conditional agreement that lenders give a loan up to a specified amount. It will clarify your budget and let sellers know you are a serious buyer.
4. Finding Your First Home
With your pre-approvals in hand, you can start to look for properties within this budget and in your preferred areas. Should you be looking for properties that are a maximized convenience in regard to the distance to work, schools, and amenities?
5. Placing an
Offer
Once you find a suitable property, submit an offer with your real estate agent. Your mortgage adviser can help with structuring the offer to include the necessary conditions.
6. Going Unconditional
Once, your offer is accepted; it is time to fulfill all conditions attached to it such as obtaining final approval from the lender or even the inspections. When you are satisfied, the contract becomes unconditional.
7. Settling the Property
On settlement day, legal ownership is transferred to you. Your solicitor and the lender work together to complete payments, and keys to your new house are forwarded to you.
8. Reviewing Your Mortgage
Review your mortgage regularly to be sure it fits well with your financial objectives. Your adviser can assist you in the change of terms or even refinancing when necessary.
Get an appointment
Schedule Your Success Today: Book Your Appointment Now!
More Than Mortgages—
We Build Futures
At Mega Finance, we understand that every financial journey is unique. That’s why we offer tailored guidance to help you achieve your financial goals. Whether you’re planning for retirement, saving for your child’s education, exploring your options with our home loan experts, or looking to invest with the support of a qualified investment adviser, our expert team provides personalized strategies to meet your specific needs. We also offer advice from a trusted insurance adviser to ensure you’re covered at every stage of life.
Get in Touch
Our Approach
Turning Homeownership Dreams into Reality.
At Mega Finance, we believe in a personalized and client-centric approach to mortgage advising. Our approach is centered around three core principles:
We take the time to listen and understand your specific needs, financial goals, and homeownership aspirations. By gaining insight into your unique circumstances, we can tailor our services to meet your individual requirements.
With years of industry experience and in-depth knowledge of the mortgage market, our team of advisers provides expert guidance and support. We offer clear explanations, answer your questions, and empower you with the information you need to make confident decisions.
We prioritize transparent communication throughout the mortgage process. From discussing available options to outlining potential risks and benefits, we ensure that you have a clear understanding of each step involved. Our goal is to build trust and foster open communication, so you feel informed and empowered throughout your home journey.
Real Stories. Real Results.
We take pride in helping Kiwis achieve their financial goals. From first-time borrowers to business owners, hear how Mega Finance has made a difference.
Frequently Asked Questions – Mega Finance (Auckland Mortgage Brokers)
In New Zealand, the terms mortgage advisers and mortgage brokers are used interchangeably to refer to licensed professionals who secure home loans for you. Unlike brokers who work strictly for lenders, Mega Finance's mortgage advisers in Auckland are more like personal guides who offer personalized financial advice and share insights into borrowing alternatives so that the customer can make informed decisions at every step of the mortgage journey.
Working with Auckland mortgage brokers like Mega Finance offers a clear advantage over dealing with a single bank. While a bank offers only its own products, we compare multiple lenders to find a home loan that best fits your needs and budget. This often means better interest rates, more flexibility, and loan structures that suit your financial goals. We work for you, not the bank.
Many times yes; Mega Finance's Auckland mortgage brokers understand how different lenders assess applications and can assist you in putting your financials in the best light. We know lending protocols from all sides and can frequently get loan approvals higher than what you might acquire going straight to one lender. However, we always ensure that your borrowing is done responsibly and sustainable.
Well, technically yes, but that's just not a good idea. Most brokers in Auckland, including Mega Finance, work on commissions, meaning when you put in multiple applications under different brokers, your credit file could become complicated, which in turn will reduce your chances of being approved for a loan. So it's best if you pick one trusted broker and stick with him/her throughout the process, and we'd love to be that one.
Mortgages.co.nz is an online platform offering information about home loans, but it is not a mortgage brokerage itself. Mega Finance, on the other hand, is a licensed Auckland mortgage broker company with real advisers who work closely with you to secure the right mortgage — from first home loans to investment property finance.
At Mega Finance, finding a broker is as easy as reaching out online or giving us a call. Once we understand your needs, we match you with a qualified Auckland mortgage adviser from our experienced team. From there, we’ll handle everything — comparing loan products, liaising with banks and lenders, and guiding you step-by-step until you get the keys to your new home.