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Mortgage Protection

Safeguard Your Home with Mega Finance

Your home is one of your major investments. At Mega Finance, we understand how important it is to protect it. Our Mortgage Protection Auckland services guarantee that your mortgage repayments are covered if you cannot work due to any unforeseen circumstances, offering essential financial security during uncertain times.

We offer bespoke protection, giving you the peace of mind that your family will not lose their home in the event of income loss, either temporary or permanent. Whether you’re based in the city or nearby, our team—including a trusted Mortgage adviser Auckland—is ready to help you choose the best plan for your situation. Should illness, injury, or any other kind of interruption interfere with your life, you can also rely on our Mortgage Protection Hamilton solutions to protect your future and secure your home.

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Safeguard Your Home with Mega Finance
Why Choose Mega Finance for Mortgage Protection?

Why Choose Mega Finance for Mortgage Protection?

Comprehensive Coverage: Monthly payments may be received, entirely up to 115% of your mortgage repayments, or 45% of gross income in case you cannot be employed because of a sickness or an injury.

Flexibility: You may choose waiting periods from 4 to 104 weeks, with benefit payment periods from 1 to 5 years, or up to age 65 or 70-never-the-less, in accordance with your requirements.

Not offset by ACC: Benefits under this policy will be paid regardless of whether or not you are receiving ACC benefits, giving you additional income while you recover.

Tax-Free Benefits: Receipts from monthly payments will be tax-free, so the recipient will receive the entire value of the benefits without deductions.

Benefits of Health and Medical Insurance

Benefits of Mortgage Protection Insurance

Peace of Mind: Your home will be safe, even if you are unable to work.

Financial Stability: Maintaining your standard of living and paying bills during times of sickness or injury.

Customizable Plans: Set your coverage up to fit your individual circumstances and financial goals.

Is Mortgage Protection Right for You?

If you are an income earner and you pay mortgage repayments, Mortgage Protection Insurance would be a good decision. During times of adversity, it serves as a safeguard to keep your home safe.

If you do have savings and other sources of income, then having a mortgage cover will allow you to preserve those savings for other important expenses and emergencies.

Financing Dreams,
Securing Homes.

At Mega Finance, we understand that every financial journey is unique. That’s why we offer tailored guidance to help you achieve your financial goals. Whether you’re planning for retirement, saving for your child’s education, or looking to invest, our expert advisers provide personalized strategies to meet your specific needs.

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Protecting your home is protecting your financial future with Mega Finance’s Mortgage Protection Insurance. Call us today, so we can discuss all the options with you and assist you in making a decision that will suit your needs.

Our team is here to guide you through the process, provide expert advice, and ensure you receive a solution that works for you and your family.

Frequently Ask Questions

Mortgage protection insurance will help pay your monthly mortgage if you cannot work due to illness/injury. With Mega finance, this cover will make sure that the home loan is kept up whereas maintaining stability from dark times.

While Income Protection compensates for part of your income, Mortgage Protection Insurance focuses exclusively on covering your mortgage repayments. Therefore, it may provide some extra reassurance if, for some reason, your income protection does not actually cover the mortgage.

Yes, our Mortgage Protection Insurance has flexible cover, including short-term illnesses or injuries. You can choose a benefit period from 1 year to age 65 or 70 that suits your needs.

No, benefits from our mortgage cover are usually paid out tax-free, and hence, you get the full amount to settle your home loan commitments.

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