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Income Protection

Protect Your Income with Mega finance

One of the assets you hold is your ability to earn an income. Let Mega Finance protect this for you. When unable to work due to illness or injury, our Income Protection Auckland plans provide you with an income on a consistent schedule, ensuring financial stability during difficult times.

This safety net enables you to meet your day-to-day expenses, pay your bills, and maintain your lifestyle while easing the fear of lost income. Whether you’re located in the city or beyond, our dedicated Income Protection adviser Auckland can help tailor a plan that fits your exact situation. Mega Finance offers solutions designed for both salaried individuals and the self-employed, including flexible Income Protection Hamilton options that ensure your peace of mind and financial security.

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Protect Your Income with Mega finance
Why Choose Mega Finance for Income Protection?

Why Choose Mega Finance for Income Protection?

Reliable Monthly Payments: Receive up to 75% of your income to cover your living expenses when you’re unable to work due to a medical condition.

Flexible Policy Options: Choose your waiting period, benefit duration, and cover type to match your occupation and lifestyle. Options include payments up to age 65 or 70.

No ACC Reductions: Mega Finance policies don’t reduce your benefit if you’re also receiving ACC, ensuring maximum support.

Tax Advantages: Depending on your policy structure, your premiums may be tax-deductible while payouts remain tax-free in some scenarios.

Benefits of Health and Medical Insurance

Benefits of Income Protection Insurance

Continued Income Flow: Get a consistent stream of income when you’re unable to work, ensuring financial independence.

Reduce Financial Anxiety: Protect your lifestyle and reduce stress during periods of illness or recovery.

Scalable Plans: Choose a plan that aligns with your income, occupation, and future goals.

Is Income Protection Right for You?

Should there be a case where your financial or economic security lies on your ability to work, it is best that you opt for income protection. It ensures that you are paying for the essential in case health challenges have arisen.

With savings, the income protection layers onto that security, to prevent the long-term financial strain on you and your family.

Financing Dreams,
Securing Homes.

At Mega Finance, we understand that every financial journey is unique. That’s why we offer tailored guidance to help you achieve your financial goals. Whether you’re planning for retirement, saving for your child’s education, or looking to invest, our expert advisers provide personalized strategies to meet your specific needs.

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Start the process of protection with Income Protection Insurance from Mega finance. Call us today to check on your options and to buy the right plan for your needs.

Our cover consultants are there to help you design covers that protect what matters most to you—that is your income and peace of mind.

Frequently Ask Questions

Our Income Protection Insurance provides monthly payments—up to 75% of your income—if you’re unable to work due to illness or injury. It helps you maintain your lifestyle and pay essential expenses like rent, utilities, and groceries.

Unlike ACC, which only covers work-related injuries, Megafinance’s Income Protection Insurance covers both work and non-work-related conditions. Plus, our policies do not offset ACC payments, so you receive full support.

Absolutely! At Megafinance, you can choose the waiting period, benefit amount, and payment duration. This lets you tailor the policy to your income, lifestyle, and long-term goals.

Yes, depending on the policy structure, the premiums may be tax-deductible, while the benefit payments are often tax-free. This makes Income Protection a smart and strategic financial safety net.

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